PU PRIME Fee Discounts: Standard and Prime Break-Even

At what spread difference do PU PRIME Standard and Prime cost the same?

Compare spread savings, commission and small-lot rounding at equal exposure. An account label or maximum benefit percentage cannot establish the cheaper account on its own.

Calculate a break-even spread gap

Assume Standard has no separate round-turn commission and Prime has a hypothetical seven-dollar round-turn commission. Suppose the observed spreads, also hypothetical, are 1.1 pips for Standard and 0.2 pips for Prime. At ten dollars per pip, Standard costs eleven dollars while Prime costs two plus seven, or nine dollars. Prime is two dollars lower under those assumptions.

Change only the Standard spread to 0.8 pip. Standard then costs eight dollars against Prime's nine, making Standard one dollar lower. Dividing the seven-dollar commission by the assumed ten-dollar pip value gives a 0.7-pip break-even gap. The spread difference must exceed that gap before the additional commission is offset.

These are comparison inputs, not offered rates. The model counts a round-turn spread estimate once. Do not add the same full spread independently to both entry and exit or deduct it again from an actual realised result that already uses executed prices.

Define the comparison before looking for a winner

Select one instrument, one exposure size, one account currency and a consistent observation window. Record the relevant legal entity and account terms. A minimum spread advertised for a quiet market is not directly comparable with a live quotation captured during a volatile session. Leave unknown inputs visibly unresolved rather than replacing them with zero.

PU PRIME's Standard and Prime explanation distinguishes spread-based Standard forex pricing from Prime pricing with separate commission. The scope matters. It does not establish one universal commission rule for every instrument or legal entity. Use the account-specific quotation and product terms when converting that explanation into a worksheet.

Convert the spread difference into money

A comparison needs equal economic exposure, not merely the same displayed lot number. Confirm contract size and price units. The MetaTrader symbol specification documentation explains where relevant instrument properties can be inspected. Margin requirements answer a different question and should not be used as the fee base.

For an illustrative forex worksheet, assume a pip is worth ten US dollars for the chosen one-lot exposure. This assumption is not valid for every currency pair, metal or index. It gives a simple conversion: multiply the spread in pips by ten to estimate its money cost, then add the separate round-turn commission. Keep holding-cost and execution differences outside that first simplified comparison.

Check the small-lot calculation separately

A proportional formula can conceal rounding. Suppose, purely to illustrate the mechanism, a per-side calculation produces 0.035 dollars and the applicable processing rounds that amount to 0.04. The round turn is then 0.08 rather than the unrounded 0.07. That difference matters when the exposure is small.

If the corresponding 0.01-lot exposure has a pip value of 0.10 dollars, a recorded round-turn commission of 0.08 dollars represents 0.8 pip. The earlier one-lot boundary was 0.7 pip. The account is not necessarily mispriced: the charge-processing unit changed the effective boundary. Confirm actual rounding and minimum-charge rules from your statement and applicable documents before using either number.

Splitting the same total exposure into many executions can also change the result if each charge is rounded independently. That observation is an accounting explanation, not a reason to increase position size. You can investigate existing records without creating additional trades merely to test whether a small fee saving appears.

Give non-forex instruments their own worksheet

A share CFD, a metal contract and a currency pair may use different contract sizes, commission units or profit currencies. A percentage commission or a minimum ticket charge cannot be compared with a forex per-lot charge until the units are reconciled. Do not assume a commission-free label for one product eliminates commission across every product on the account.

Create a separate row for each instrument. Record exposure, spread converted into money, separate round-turn charges and relevant holding conditions. If the specification is unavailable, leave the verdict pending. Combining unlike instruments into one average pip figure can hide the very cost difference you are trying to measure.

For an account denominated in another currency, record the conversion rate and its observation time. A hypothetical analytical rate is not evidence of the broker's actual conversion method. Where possible, compare both account quotations in the same reporting currency and preserve the original amounts as supporting details.

Add only a confirmed customer benefit

Calculate the cost before any rebate first. Then record a customer benefit only when the actual account, eligible activity, calculation base and payment terms have been confirmed. An immediate fee reduction and a later payment are separate mechanisms. Adding their headline percentages can apply the same reduction twice or combine percentages with different denominators.

PU PRIME's IB rebate explanation concerns partner remuneration. It is not proof that the same amount is paid automatically to a retail client. The PU PRIME detail page contains centrally maintained signup information and displayed customer conditions. Use the contact page to verify their application to the specific account.

TradePayback may receive partner compensation. Keep that disclosure and the customer payment conditions distinct from the broker's base pricing. If attribution or eligibility is unresolved, show the rebate column as unconfirmed rather than subtracting an optimistic estimate from the cost total.

Know when the result is too uncertain to use

A small apparent advantage may disappear when spreads vary or holding conditions differ. Record the calculation date, observation window and missing inputs. A model based on equal overnight costs cannot establish total-cost superiority if the accounts actually have different overnight terms. Likewise, demo observations can explain the pricing structure without proving live execution quality.

A focused enquiry asks which charge changes for the same instrument, exposure and currency. Ask whether the quotation is per side or round turn, whether a minimum charge exists, which products it covers and whether a new account requires separate customer settlement registration. A generic answer about an account family is not confirmation of the conditions on a particular account number.

Retain both the initial worksheet and any corrected version. When a source changes, replace the affected input and recompute the result instead of silently editing the old conclusion. This makes it possible to explain whether a different verdict comes from a pricing change, a conversion assumption or a mistake in the original units.

FAQ

Is Prime always cheaper because its spread is narrower?

No. The monetary spread saving must exceed the additional commission and any other relevant cost differences for the same exposure.

Can I reuse a one-lot break-even figure for a micro-lot trade?

Only if proportional charging remains valid. Rounding and minimum charges can change the effective boundary, so check the actual processing unit.

Can an expected rebate determine the account choice?

An unconfirmed benefit is not an established saving. Keep the base comparison and the verified customer payment on separate lines, with unresolved conditions clearly identified.